Yay I just got $251 covered by my Chase Ink Business Preferred Credit Card. It cost me annual fee of $95. I got it to run all my business expenses on and keep it separate. But I put our cell phone bills on it so if we need a replacement for theft or repair. There is a $100 deductible. So the total repair was $351. But still getting back $251 today approved was a win for me.
Okay so maybe it's a small win but I feel like a big win. I mean yes I pay a CC annual fee but I really mostly do use it for business expenses for my business and I like being able to quickly segregate my expenses and track it. I do have a free amex but I really wanted the ink. I also think I got it because it does have a 3% cash back on travel which no other CC did at the time.
Now there is the alaska summit and i'm not sure it's worth keeping the ink since the sapphire preferred is not doing $50 hotel credit and doordash $10 a month.
Either way I love the fact i sort of made back my $95 again this year with the cell phone protection. Also only this ink preferred and ink premier have cell phone protection, which actually might be worth keeping since it's now happened two years in a row that with a smashed screen we could replace it for $100.
November 4th, 2025 at 03:38 am 1762227483
November 5th, 2025 at 06:28 am 1762324082
I already have the Fidelity Rewards card for its straight 2% cash back. I used to have the Chase Shapphire Preferred as well, but I simply didn't travel enough to justify it, so I got rid of it. However, that might change again some day, who knows? I'll have to look into it again some day, and I am aware that annual fees might have gone up so we'll see.
November 6th, 2025 at 08:08 pm 1762459735
November 10th, 2025 at 05:29 pm 1762795787