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Archive for March, 2019

Amazon Prime update

March 25th, 2019 at 08:55 am

So it's been almost 2 months since we ended amazon prime. It finished end of January 2019. Have I missed it? Not one bit. I've ordered 1x from there Natori Bra $70 (that's another topic OMG) and hands free blue tooth. Free shipping over $35.

But otherwise have I or my DH bought anything? Nope. Makes for saving money. Yes we buy stuff. We got to the store.

Like today I need toilet paper and paper towels and groceries. We bought stuff for science project for kids.

But I suspected we didn't shop much and we don't watch TV, so I guessed we didn't need prime. I was right. We haven't missed it a bit.

Shocking. But it confirms what I suspected too. That a lot of "frugal" finance people probably don't shop a ton online or in the stores. You buy things with regularity and purpose. Very little is wanted and you buy a lot of needs.

At least that's my take. Maybe I'm wrong. Maybe I'm losing money but I'm pretty sure I'm not spending by not buying and I'm coming out ahead of those who shop a lot online. Of course I'm not sure if that's because I don't shop versus shop poorly.

$4500 tax refund

March 24th, 2019 at 11:17 pm

It's been a long time since we got a tax refund. It's a bit surreal. Anyway we got back $4500. I know it was an interest free loan to uncle sam but I thought we were going to be owing so it was surprised.

Now what to do with the money? I don't have a clue. Guess just pay our bills.

I know doing taxes a lot of people were surprised both ways. Some were shocked by how much they owed. Mostly because the IRS changed the withholding tables. So people who didn't change anything owe a lot unexpectedly. Then there were those expecting to owe and getting larger than expected refunds. People who normally owe so they kept on paying.

I think all these new tax laws changes shocked people.