An update - it's been a busy 2 weeks of june
June 15th, 2021 at 05:50 pmWhere should I start? Guess with the most interesting. DH's company turned down the buyout. They didn't want to go back and work for a Megacorp. I was surprised but at the same time someone pointed out they left their soul-sucking jobs to do something they believe in. They made enough money already that making more money didn't seem the point. I can't believe it. I'm glad because my DH is happy and still moving forward.
Spending for May
Groceries $454
Eating out $473
Alcohol $242.50
Dog $831.59
Travel $1802 (paid for August VRBO)
Utilities $752
Kids Camps/activities $1502
Business LAL $2491
It was a very spendy month. So good thing we refinanced our mortgage last week June 10th. No payment until August 2021. We are doing pretty well though with our spending otherwise.
EF $40k
Property Taxes $8k (done for 6 months ready for 11/1 Payment and insurance in August)
Sink $5000 (haven't had to touch yet)
Roth $2000 (already saved $10k this year moved it)
Robinhood $700 (my difference in refinance and old mortgage June $700 saved!)
I believe we managed to save $2k from last month and float all the extra charges without touching our sink funds which is what was part of the budget. My goal is to pay our insurance without really touching the sink funds or property taxes in August (home $1200, auto $1000, umbrella $300) and then also still continue to save $700 7/1 and 8/1 and 9/1. I invested the $700 in small cap ETF Vanguard IWOO
Our networth was up in May by $3886/month. The markets were down. But we are up for the year $293469. Also I did not move the needle on the value of our house. It appraised by the bank lower for sure than what we could get and a lot higher than what we paid.