I just dumped my $2k into each child's ESA and $6k into our Roth IRA.  So $16k gone to investments.  Anyway I'm thinking of buying more QQQ. I buy etfs mostly and VOO and QQQ are big ones for me.  

I'm not sure if I should wait and see how much lower it can go or not. I don't monthly DCA I just dump usually Jan/Feb of every year the contributions that I spend the year accumulating.  This year I hope to accumulate it as well.

DH got a raise supposedly but I'm not sure how much and I'm not sure when we'll see it so let's just say it'll happen eventually.  Since I don't know how much the only thing I know is it was supposedly approved.

Unfortunately we also owe on our taxes this year.  Not as bad as prior years I think $1500.  Could be worse.  It's hard to say because of 1099 we are missing I have no idea what we will have in capital gains or distributions.  I can't believe 2021 is gone.