I mailed a check for $18,091.98 off today. Does it drive better? I think a paid for car does! Gotta say I love it. Funny how our "newer" 2016 Legacy drives better than our 2015 Sienna being paid off. Anyway what a nice feeling to be out of a car loan. It's been awhile since that happened and honestly I've been annoyed this past year having two car payments.
I like having a paid for car. I like the feel. I had a 98 corolla that was paid for in 2001. DH had a 2000 Ford focus paid for in 2003 and we didn't have a car payment until 2010 when we bought a new subaru outback with a 5 year loan and took 5 years to pay it off 0.9% interest. Then in 2012 we bought a used 2006 hyundai sonata with a 5 year loan but also paid that off in 3 years. So we didn't have another car loan from 2015-2017 end.
Now it's 12/2018 and it's nice to have a paid for on the books car. The plan? I don't know at this point other than we have 3 more years to pay on the 2.24% loan for the sienna. We may decide to just pay it off if I can convince DH soon.
But right now the plan is drive my minivan another 6 years to 10 years and reevaluate. For our 2016 Legacy? I think we seriously have to take it year by and year and need by need. If DH can drive at all then maybe a second car. If not then I guess I'll keep it and never trade it in. When the self-driving car comes out that is really good comes out (not tesla) we will heavily consider it.
But boy it is nice having a paid for car again. I itch for driving a paid for minivan. How long do you keep your cars? Do you always just pay cash?
Driving a paid for car!
December 13th, 2018 at 05:01 pm
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