So my new floor mats? Well I have found $65 in snowflakes so far. $45 bonus at work on prepaid CC which I'll use to pay another bill. And a $20 rebate from Black friday pillows. I am debating counting coupons I use.

I also am very excited we finished Roth IRAs for 2017, 2018 and kids ESA for 2017, 2018. Very solid beginning.

Next time I am going to move the Kids ESA to the same place we have our Roth IRAs even without a bonus that I've been waiting for. Because it's a pain to have accounts all over the place. I use TD Ameritrade and they are good.

Third I am opening a savings account at our local credit union for the kids. They pay 6% for kdis accounts up to $500 and DH hates the idea of more accounts, but we just became members because they offered me 2.24% on our 4 year car loan $24k. So i figure we already have an account why not?

Besides the kids will have fun seeing a real bank book and real bank to deposit money. All the rest of their money we have online somewhere. I think they are both doing pretty well. DK1 has $28k for college and Dk2 has $18k. They also have about $2k in savings. Not too shabby. I have been talking to DK about earning money and investing.

As soon as they start babysitting I'm going to have them start to save into a Roth IRA. Right now I told my DKs anything more than $5 gift they should save 50%. Then 50% to spend