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cars my kryptonite

January 20th, 2016 at 01:06 pm

I hate cars. I think cars are my krptonite. Got rear ended yesterday and thankfully I am fine, no one got hurt, but now my car is in the shop. Not only rear ended but rear ended into someone else. So I should say that I have damage on both ends.

The problem? Well yes insurance will cover. I may still have to pay my $500 deductible because I did damage the car ahead of me potentially. I also was hit by someone new to the country who was renting a car and no they don't have insurance. They had something called self-insurance form. So I'm crossing my fingers that the woman bought insurance from Avis. Otherwise who knows? My agent told me that they will collect for me being rear ended but I still hit the person in front whom I braked and had a handspan between our cars, hence why I went right into their trailer hitch!!!

Of course it's being called potential total. ie the value of the car will be worth less than the repairs. I hate that idea. I mean yes the car is worth probably $10-11k. But it's great and no way can I find another subaru outback with 72k miles in that condition. I am so pissed over the situation.

I know we were thinking in another year we'd get a different car potentially. But that was after we figured out more things about our lives. Third kid? Where we'd live, etc. We'd know if we wanted a minivan or a SUV with third row. If we didn't mind staying with same size. And no way can we buy the same car with same mileage and condition. UGGGH.

Who knows how this will unfold. Or how long it will take to resolve.

6 Responses to “cars my kryptonite”

  1. alice4now Says:

    Sorry for the turn of events, glad no one was injured. It's always tough to make decisions about cars when you really "need" one, so try to stay calm and clear when making decisions about your next possible car.

  2. ceejay74 Says:

    They were my kryptonite too! I was in two accidents and got cited for both; one was not my fault and one was barely my fault. One was nonserious and the other life-threatening. Plus, when I had a car things were always going wrong with it, and I got tickets and towed a lot because I couldn't keep the snow-emergency and other rules straight. I hated car ownership! Smile

  3. creditcardfree Says:

    So sorry! I'm glad you are okay, and the other people involved. Car accidents are never fun for any side of the situation.

  4. snafu Says:

    Best news is that no one was injured. Being rear ended is miserable and that action causes you hours of work. It will be up to your insurer to get reimbursement from the other driver's insurer. Avis doesn't rent their vehicles without qualified insurance. Stay cool, gather as much information as possible, hope you took lots of pictures. I'd argue forcefully that all damage resulted from being rear ended. Obviously your were not following too closely or you would have wrecked the vehicle in front, not merely been propelled into it's trailer hitch.

    Once the decision has been made, it might be possible to buy your low mileage car back from their process/auction for a meagre sum if the damage is fixable, the car sustained no structural damage and can be repaired to meet state's safety requirements. Suggest checking with Lemon Aid as well a KBB for knowledge of value [Subaru likely has a premium rating unlike Hyundai for example] as insurance usually offers the least it can get away with. I hope you get a temporary vehicle and suggest you track time in hopes of getting some reimbursement for inconvenience.

  5. FrugalTexan75 Says:

    I'm glad no one was hurt!

  6. Livingalmostlarge Says:

    Alice I will try to make a rational decision.

    Ceejay, can't live without the car unfortunately.

    CCF it's never fun. Also waiting for the car assuming it's repaired I bet will be a few weeks.

    snafu, how does that work to buy back the car? Of course assuming it's safe. Also we have to probably buy new cars seats even though the kids were not in the car seats. UGH. Another $200-300 out of pocket unless the insurance covers it.

    Frugal I am glad no one was hurt.

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