Called ameriprise and we are getting some sort of premium relief. What it is and how much we are getting back. They have no idea. But it's something and I'll take it!

LuckyRobin asked will people change their habits after this financial hit? The irresponsible people? I think there are more than few factors at play. I think that yes there are many irresponsible people.

I also think that a lot of people have change their way they view employment and a lot of people are doing things like Uber, Lyft, DoorDash, etc 1099-M "self-employed contractors" making "good" money but not realizing they weren't paying unemloyment insurance, taxes, SS, etc. They thought what they were making was great money but not realizing they weren't really calculating how much they were really making if they responsible paid for everything. Instead they were caught at tax time and moments like this where they were not employees and couldn't get unemployment $.

I think that people are suddenly going to get a wake up call that those jobs are not paying the $25-30/hr. No they are way less but that they are making a living off the backs of "stupid" people who don't really know what they are making.

Yes things will cost more. Things will have increase in price to get delivered in 2 days. That an uber ride is not a cheap fare. Perhaps we'll finally stop susidizing these companies which aren't making money.

I think that people white collar workers might get hit in this recession. That they will get the hit of "omg" that free flowing money into companies making nothing it'll be a redo of 2000/2001 dot.com burst as well as the 2008 great recession.

I would argue that we are heading into a deep depression and vicious cycle of losing jobs, income, housing and we are not able to "spend" our way out of it.

I'm part of generation X. I feel like those of us in this generation has lived through 3 major recessions. 2000/2001, 2008, and 2020. We have weathered it all. We graduated and were young workers when the bubbled popped and 9/11. We were in the midst of buying our "homes" and having families in 2008 when we lost our "Jobs". And now we are in the precarious position of being vulnerable workers subject to being laid off because now we "cost" too much. Most of our neighbors and friends are going through this now and we agree that our age around 40-55 we as a group have always felt unstable with jobs. Perhaps millenials feel they can't find jobs, but generation X have navigated the rough road not having jobs to having precarious jobs.

I think that generation X in general is expecting to not have a pension and we'd be the first generation to attempt to retire without one. We are the first generation to absorb job/income insecurity.

I can understand how it makes some of my generation more irresponsible with money because to them it's easy come and easy go. And you never know what the future holds so just do it.

But I'm hoping we all make it out to the other side in one piece. And our economy somewhat intact. If not then I believe generation X will be out of work shortly.