I've allowed our investments to get out of hand and out of control. Because of our move and rolling into a Roth IRA and 401ks and just starting new funds and being concerned about just our overall cash I've allowed our investments to get out of control. How out of control? I have no idea what we're invested in right now.
DH just took his 401k and dumped it into whatever we chose years ago. I didn't pick his new 401k instead he just dumped it into a couple of funds but told me the other day they told him it was super risky. I haven't done a comprehensive overlook at what we should do in about 2 years.
The kids are left in VTI for college. Boring but what else to do? I'm feeling pretty stressed out right now. I started my spreadsheet with dollar amounts and choices.
I think we've been a little to risky because my DH was allowed a lot of leeway in investing in individual stocks for fun. We rarely touch any of this even in taxable accounts we've got invested in stuff. We need to sit and make a better plan.
Goal - streamline and properly invest our accounts.
Investments out of control
December 30th, 2016 at 08:59 pm
December 30th, 2016 at 11:09 pm 1483139369
December 31st, 2016 at 01:57 pm 1483192644
I don't think retirement money should be in ultra-high risk funds or any individual stocks, and that's why I never bought bank stock when I worked at the bank; if hubby really enjoys doing that, why not allocate a fixed (small) amount he can "play" with to buy individual securities.
December 31st, 2016 at 02:25 pm 1483194353