So I posted in the forums about our current problem with our car situation.  That our car was considered a total loss but it's driveable.  We punted the decision in December about buying a new car and then a week ago we got the news we now had to make another decision.

If we salvage the car we get $15,400.  We buy the car from the insurance company it is $11,300 back so around $4k to purchase our car.  The issue is the inspection and problems we could face with the state with a salvaged titled car.  We aren't sure what we want to do.  

Mostly because our plan had been to buy a new car in 2 years when DK1 starts driving.  At that time we were definitely looking at an EV.  We really didn't want to pay to upgrade our house to charge an EV at home.  We also didn't want to  spend the money and get ride of a really good car a 2016 Subaru Legacy that we both felt would be perfect for our kids to drive as a first car.  My DK1 will have a license 🤯in January 2026.  She'll be taking classes permit at 15 in January 2025.  So as far as cars goes we did not want to carry 3 cars unnecessarily but it wasn't necessarily smart to get rid of it.

But as I wrote the commercial building where DH worked caused the damage.  The commercial grade garage door opener came down on a timer.  And the camers were "conveniently" not working and the sensor too likely.  So they were unable to get footage of the accident.  

So interestingly today we were told if they pay and we don't make a claim on our insurance we might just get the car repaired and instead of salvaging the car.  And we could keep the car indefinitely. I mean theoretically it would be great to have the car through 2 high school kid drivers to 2030.  Then DK1 would be a junior in college and potentially need a car and it can go to her for the last two years.  And then DK2 could take it for Junior/Senior year at college and if it could last another 10 years to 2034 well that would be ideal.

Yes it's not electric.  It will cost to maintain.  But i mean if it lasted 18 years that would be a huge savings for kids who do not need a new car.

So let's see what happens.