So I'm leaning more and more to a new furnace and AC. Our furnace is 19 years old. It will cost us around $13k all in (another estimate) with 15% costco cash back rebate. Includes permits and electrical work all done and disposal.
I know it would be smarter to at least use the AC from the other person and pay only $6k. But I'm not sure that's what I really should do. We can sell it with a new AC and new furnace. But the money. Do we have it? Yes. Do I want to spend it? No. I sort in many ways want to put it on a credit card and pay 0% for the next year. Unfortunately they aren't offering that right now.
I have $11,500 in sink funds right now. We've managed to cash flow everything. The question is do we use that up? Do we go with the $6k option?