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Reallocating my portfolio

May 12th, 2021 at 05:57 pm

I made a substantial move and sold half of DH's VNQ (vanguard real estate REIT) we were holding in his Roth IRA.  I did this because I have been thinking about it buying WPC another real estate stock. I wanted to move back from $100k to $50k into each stock.   I wanted RE but I wanted a little more balance of commercial loans and overall RE.   I still would like to buy a rental but not right now.  We have too much going on.

Well the market is dropping and I'm debating putting more money in.  I just don't have as much as I would like right now.  I have $40k in liquid cash, plus it's $10k in sink funds. It's weird to see so much money that we are "Saving" in liquid cash.  Today was payday.  I have $5100 Property taxes, $4450 Sink, and $600 Roth IRA.  

I'm not sure what to use Sink funds for.  I was thinking kids lessons.  But if we can float it on our normal monthly budget i can save the sink funds.

Have you touched your investments?  Are you staying the course?

Posted in Investing | 3 Comments »

3 Responses to “Reallocating my portfolio”

  1. Dido Says:
    May 12th, 2021 at 10:59 pm 1620860365
    1620860365

    I took some cash earlier in the month since things were seeming frothy, and with my large capital expenses this year, I decided to draw a bit from my beneficiary accounts rather than add to debt. Other than making sure I have about 10k cash available to draw on just in case, I do not plan to reallocate other than to re-balance.

  2. LivingAlmostLarge Says:
    May 13th, 2021 at 05:41 am 1620884471
    1620884471

    I'm debating watching and sinking more money in.

  3. terri77 Says:
    May 13th, 2021 at 03:09 pm 1620918585
    1620918585

    I’m just glad that I didn’t max out my IRA when I had the cash & put it in emergency savings instead.

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