I am thankful that 2020 is over. I am thankful that everyone I know is still alive and kicking and healthy. I am happy that everyone I knew who got covid recovered and are doing better. I am just thankful that 2020 is over. It was not an easy year but there is SO MUCH to be thankful. I drank a big drink and cheered with DH. I am thankful I saw my parents. I am thankful they made it out alive. I am just glad everything so far knock on wood has been good.
Retirement up $252k (saved $78.5K)
Taxable up $278k (saved no idea) mostly because I moved money into different accounts and stocks. I definitely saved money at least I can track saving $100k but maybe more.
Paid off $33k between $12k car and $21k mortgage. Cars drive better when paid off.
We won't be saving much in 2021. I already put in our Roth IRA and kids $2k into ESA just today But I'm not sure how much more since DH is taking a large paycut. I am maxing out the 401k for the year in a couple of paychecks so we have to live off savings then getting paid the new amount so the next two months is a little sketchy. I probably need a bit more cash for our EF. We have 6 months TIPS and 4.5 months in EF. I think I need 6 months in EF ( so a little more cash, then invest the rest). I'm hoping to ride out 2021 without touching our savings.