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i peeked

December 20th, 2018 at 10:07 am

I peeked at our portfolio. I haven't done anything more than look at the numbers and boy are we bleeding. Our retirement is down less than we contributed. Same with taxable. Only thing saving us is our cash.

Oh well I'm due to rebalance anyway first week in January I'll do it. We've lived through this before. In 2007-2008 because we take such an aggressive investment stance we take very large declines. This time we're down more than we contributed but since retirement is another 10 years off we're fine. Keep on investing same time monthly and annually. I won't change a single thing. In january I fund Roth IRA and kids VTI college funds.

One thing that will also save our net worth is paying off $20k in mortgage, $20k in car loans. Debt reduction. Of course paying cash for the end of our renovation helped too.

Have you peeked? Are you changing anything?

8 Responses to “i peeked”

  1. Carol Says:

    I've looked. I've done some tax loss harvesting and may have to do more. I'm older so I remind myself, we've lived thru this before and we will again. If it gets really bad, I'll remind myself that we are not living in medieval times and we have electricity and indoor plumbing.

  2. creditcardfree Says:

    I peeked last week and it has only become worse. I'm a bit concerned as I didn't move my youngest daughter's ESA money out of her stock account yet. This year has been a whirlwind of change and I honestly just didn't think about it. I'm afraid to panic and lock in the losses now, but at the same time, what if I wait and it's awful for the next three years, then we have really lost. We plan to take some money out in January to pay part of housing and tuition. I'm not making any changes to our retirement plan at this point. We've have time to recover those funds.

  3. Homebody Says:

    Nope I haven't looked and I don't plan to.

  4. Joan.of.the.Arch Says:

    Yes, I looked tonight. I've lost all gains for the year, and then some. However, we are very conservatively invested, my husband even moreso than I.

  5. PatientSaver Says:

    I know I'm down, but I haven't looked. At this point, I'm invested 50/50 stocks/bonds but I'm not sure that made any difference.

  6. frugaltexan75 Says:

    For a little while I was regretting selling the last of my TSLA stock at 350 when it was going back up to 370 … but now its at 318. So … I'm glad I'm off that rollercoaster.

    I'm afraid to look where our other investments are. IRA limits are going up next year … I hope I can convince DH to increase our contributions even though we're probably not up much at all right now. Plus, figuring out where another $83/mo is going to come from ...

  7. ceejay74 Says:

    I'm going to look, at the end of the year...just to do my net worth update. I know it won't be pretty, but I also know if I stay in, things will likely turn around sooner or later. The only change I made is upping our Roth contributions for 2019 so we can keep maxing them out.

    I may do my end of year on Dec. 26, since I'll be in UK on New Year's Eve and may not find a ton of alone time to do a bunch of financial stuff on the computer.

  8. livingalmostlarge Says:

    Did it end up okay people?

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