This article in the Washington Post abouthow Republicans and Democrats can work together to fix healthcare was interesting.
The first and foremost suggestion is to eliminate the tax free treatment of employer provided health insurance. The majority of Americans are covered by this. The biggest benefit go to the biggest wage earners like how SS tax is capped. I think it would be a good proposal and if we wanted to move to a free market health insurance economy the way to go.
The idea is that people have to buy catastrophic insurance and then if you have money you can buy more layers of insurance and care. Or you can deposit it into a Health Savings accounts for maintenance/prevention. This will help probably the very rich and the poor. But middle class people if I had to guess will end up with the short end of the stick.
I will guess that employers will not pay people more to supplement the tax on the health insurance they provide. Or if they don't need to provide health insurance anymore and EVERYONE has to choose to buy it, that people won't get an equivalent raise. I think it would be interesting to see what would happen if we were all in the same boat of having to buy insurance. The only thing that would have to be left in effect is forcing insurers to cover pre-existing conditions.
But if we all didn't have employer provided healthcare? Do you think it would be better? Are you willing to give it up or pay taxes on it?