Is to charge everything I want on a credit card and not worry or consider how I'm going to pay or afford it. Then at the end of the month not pay it off.
For the record I've never done this so I've always wanted to know what it feels like. My DH and I have always been responsible with money. We were raised that that way.
But I want to know what it feels like to be irresponsible. I want to know a little bit of the thrill of not worrying about how can I afford this.
And the second part would be I'd like to see a paycheck where DH and I saved nothing. Where we just had taxes taken out and the entire thing would be deposited. Sounds nuts?
Truth is even though we make a good income I think the biggest check we've seen deposited has been $3k a pay period. When I see online people posting monthly budgets for $7k or more I wonder what it would be like to spend that much. What would I do with that much money? I know if we didn't save could potentially have that much deposited. And when we get bonuses we do see a really large cheack. But would I really feel better able to spend?
Have you paid off a lot of debt? Was it hard? Or were you always responsible? Did you change your ways? How did you change from overspending on a CC to paying it off?
My secret urge
May 29th, 2014 at 05:33 pm
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May 29th, 2014 at 07:49 pm 1401392953
FrugalRH good job on getting out of debt. Have you been a perpetual debtor? Did you pay off some say get down to $30k then rise back up? Like perpetual dieter? That's me by the way. Perpetually on a diet.
May 29th, 2014 at 08:06 pm 1401393995
June 4th, 2014 at 02:43 pm 1401893012
And we pay taxes on our stock bonus as well, and see about a 1/3 of that, this year it was $53k. That went straight to investment account. So nope never seen a $12k check I believe.
Maybe one day.