It's interesting to see all the money flowing out right now and being very aware of it happening.  Looking at my budget and thinking gee, I really need to watch my spending.

1. Brakes for Subaru - $700 the front and rear need the brake and rotors done.  It's 5 year old car and 46k miles.  Apparently it's due.  I had it checked at the dealership and a mechanic and both said it's due. 

2. Clarinet for DK2 $770.  If it's not one thing with kids it's another.  As they get older there is more money out the door.  I've considered renting but $30/month adds up and within 2 years that will be the cost of the instrument.  Inflation is rampant.  I bought DK1 flute for $580 3 years ago and i believe it will last until 8-9th grade.  In which case I will be getting her a much nicer not beginner flute.

3. Furnace $15k but I'm going to apply next week for a credit card at 0% financing.  But that means we are paying $1k/month for the next 15 months and not saving that money.

4. Increased property tax bill.  The assessed value of our home went up $200k in 1 year.  Yay for that but boo because it means a much larger tax bill. I also suspect that it'll keep on going up rapidly for the next few years.

I'm so glad we paid off our cars last year and our only bill is our refinanced mortgage.  It does ease my mind so I'm a bit worried about the 0% credit card.