2015 was a wild and crazy year for us. I just looked quickly back and I know that in January 2015 I was in completely a different place. We had spent new year's eve with friends who were telling us of their plans to move and sell their home. They were needing to change due to circumstances of childcare, etc.

We had had a plan to move in June 2016. But in January 2015 I was so jealous of my friend's plans and feeling like I was "killing time, being patient, planning," but others were moving on. Little did I know that less than 10 weeks later all our plans would be disrupted and our life would radically change.

Has it been for the better? Absolutely. Have you found ourselves settled? Yes and No. We love where we live and are super happy.

I wish I could upload a photo of how beautiful today was. Sun was shining, mountains with snow and perfect trees. It was stunning. I said to my husband today "I can't believe we live here. It doesn't feel real" My kids were laughing in the backseat and my DH said "neither can I."

I mean literally 12 months ago I was sitting in the same chair counting the days. But then one small change and everything got turned upside down.

I don't know still if this was the right financial move for us. I may never know. Why? Because I think that being financial responsible we'll make it work no matter what happens.

No matter what our future salary is, what we make, what we earn we'll somehow learn to live within our means. Perhaps we'll take a very serious, very permanent paycut. Perhaps not. I just don't know.

We are about 17 weeks away from finding out if the gamble we made 18 weeks ago was correct or not. I have started to stress a little. To learn whether our planning skills in life sucks or turns out that we are one of those people who can control our destinies. My DH says he's betting on us winning this gamble.

Cross your fingers. Our kids are so young they have no idea what we've done. I wonder if perhaps we've gamble the opportunity to pay for college 100%. Or perhaps we've made the right decision and college 100% paid for is more achievable than ever. I just don't know.

But every week for the next 4 months until we know, realize friends/readers will be nerve wracking. While I know that many friends had a rough 2015, I hope that 2016 turns into a better year for them all.