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The month spending so far and fraud

October 22nd, 2015 at 10:11 am

So our spending is getting more in line this month so far. We've spent $141 on gas. Probably another fill up for us both so we will be at $200 for the month. We've spent $45 on alcohol out of $50 budgeted. We've spent only $329 on groceries which seems low but we have another week. I am hoping to spend around $500, but we've been eating from the pantry and freezer a lot. Plus we've spent $103 on eating out so far this month. We still have to spend $28 on spooky spaghetti night fundraiser for the school next Thursday. We paid our electric and heat bill for $84.

I also used my discover cash back and got $120 in Land's end gift cards with 20% extra cash back. I have to admit I bought these canvas tote bags I've been lusting after for years. I always eyed the LL Bean bags with canvas tote with zipper in different sizes. But I thought spending $30-40 a bag too much. Well they had 30% off deal and my mom last time she visited expressed her desire for a new bag. I used the gift cards and bought her a black bag monogrammed, just like the one she has. And I bought myself three different sizes. I will definitely keep the medium size tote but I'm unsure if I want the large or x-large size. Has anyone seen these totes? I have multiple friends and have lusted after it for a long time but couldn't justify it. But I decided since I got the cash back plus the bonus cash back I'd take advantage. It cost me $5 OOP plus $100 cash back for the $125 worth of gift cards.

Ugh I also had to call discover and get another new credit card. What is going on? This is yet the third time, once in July, once in August there have been fraudulent charges from online orders. UGGH.

7 Responses to “The month spending so far and fraud”

  1. creditcardfree Says:

    Nice that your spending is down! I think ours is too. We are being a little more careful with our dollars. Did you buy the Land's End cards first? Who was offering the deal? Discover? I think Discover has an app or someway to freeze your account and turn it back on instantly. I wonder if that would help!

  2. creditcardfree Says:

    I got a LE medium tote bag last year on clearance for about $11! Mine doesn't have the zipper. I like it pretty well. It is very durable. It is pretty big, so I can't imagine I would have use for anything larger.

  3. Livingalmostlarge Says:

    I hope our spending stays down and it's more typical soon. Although the holidays are coming up. The tote I really wanted a zipper. I think it would be great still though without.

    Discover called and is sending us new cards.

  4. Liz Says:

    I own several of the LE totes and they last for YEARS! I use the medium size one as my computer bag back and forth to work, as well as a carry on bag when I don't need much stuff for travel. I have a larger one that I can fit a weekend's worth of stuff into and fits perfectly under my seat on a plane. When my goddaughter was born, I also ordered a large one for her with her name embroidered on it. She's 13 and still uses it.

    Needless to say, I love these bags. The price is well worth it, especially if you get them on sale! You just reminded me that i need to get one for my new goddaughter (the 13 year old's baby sister).

  5. Livingalmostlarge Says:

    Aww! My mom's is over 20 years old and she used it for work. So I thought it might be time for a replacement.

  6. FrugalTexan75 Says:

    I may be in the market for a new purse here very soon. Mine is starting to fall apart. I'll have to look into the LE bags and see if anything would work for me. I really need to get something that'll last more than two years ...

  7. livingalmostlarge Says:

    It's not purse like but more a tote bag to carry stuff.

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