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Archive for September, 2017

9/27 renovations start - too many decisions

September 29th, 2017 at 06:29 am

So i'm going to journal this so we can see how it goes. Renovations start and the signed contract was for $46k. $15k down payment $15k midway, and $15k upon completion. I just signed the garage doors for $3700 installation of 2 new doors and side openers. That's charged to Costco visa.

Right now we are trying to decide about custom cabinets and tile for the shower. We are also choosing the gas fireplace insert and I need to order a water heater. Also we took down the walls so we could move the garage entry door to the home but there is a support beam. I need to make a decision tomorrow. As well as decide where to put all our outlets we want in the garage and basement. I also need to determine if 30" walkway is enough between washer/dryer and cabinets facing them.

We started 3 days earlier than anticipated. According to our contract we are supposed to finish by Thanksgiving. Right now almost all demolition is finished. They are about to start framing.

Did I mention my DH has been traveling for a week internationally and I haven't been able to talk to him? I also finished moving everything into our storage unit without him but I ended up throwing stuff into my outback and driving his car because I don't have carseats in mine. I'm so tired I can't even do another storage run till this weekend.

And until they can put it back we don't have a washing machine and dryer. On Wednesday they couldn't move it because that morning my DK2 peed in bed and I couldn't stand it so I stripped it and immediately started the wash. They gave me a day to finish the load and I took all night to wash as many loads as possible. I was up to 1 am.

Cross your fingers we're done by Christmas my parents are coming and I need the space back as well as the laundry.

Financial Update

September 20th, 2017 at 05:20 pm

MM inspired me to check and it's been a great year 2017 financially. Our retirement savings has gone up $131k so far this year with our contributions being $11k IRA and $12k into 401k. The taxable accounts are up $97k for the year. So we are up around $228k in net worth conservatively.

I hope the year continues like gang busters. At this rate we are on track within 5 years to be FI at our crazy spending rate. We are definitely FI if we would sell the house and live in a cheaper COLA. This is how compound interest works out in people's favor. The longer and earlier you start the more you have.

success - last entry trip photos

September 19th, 2017 at 05:38 am

See below entry

Trip Photos

September 17th, 2017 at 03:31 pm

Okay I managed to resize some of the photos. I will start adding them probably in no reasonable order because I'm finding it difficult enough as is.

Asakusa Temple Daytime in tokyo.


Asakusa Temple Night


Asahi Brewery


Asahi Extra Cold


Tokyo Disneysea



Disney Sea Food (mochi ice cream and Gyoza dog)



Shinkansen (bullet train)


Kobe Beef


Kobe Cable Car, Port Tower, Zoo




Nara Deer park and Todaji Temple (day and night bon festival)




Osaka Castle, Kaiyuken (aquarium), Skybuilding


- one of world's largest


Hong Kong - Victoria Peak, Big Buddha, glass tram, buns





Hong Kong Disney


Renovations starting

September 17th, 2017 at 03:15 pm

So we start October 2nd our basement/garage remodel. We signed a contract and put down $15,000 deposit. After the drywall is up we pay another $10,000, and after all work is done we finalize our payment. Right now as it stands we are signed on for ~$47,000 to finish our garage, replace all windows, remodel our bathroom.

This does not include new garage doors which was quoted at $3700 from Costco installer or cabinetry in the laundry, family room, and garage. The cabinets in laundry we were quote $3250 from closet factory. They also quoted us $3000 for family room and mudroom/garage $3000. We haven't decided exactly what we are doing either.

We also only have a $3500 allowance for gas fireplace which could cost more with the gas line and installation. Also we have some low tile allowances so depending on what we choose we will run over.

I'm budgeting $75k for this project though right now the numbers are looking more like $65k. I figure 10% over run is to be expected and if I can stay close to that 10% I'll be happy.

Time frame we are looking at is being done they said by Thanksgiving. They have other projects they already have booked to start so they don't want to dawdle any longer than they have to. I'm nervous about anything they could find.

This is a pretty big project. We have to move everything out of the garage and basement before we start. This weekend we've been sorting what we want to put into storage and what we want to keep. We are renting a 10x10 unit drive up for $148/month with $1 rental the first month. We wanted a pod but our driveway didn't seem to have quite enough space for a pod + dumpster and deliveries. So we were forced into a storage unit. The storage of our stuff if it's 3 months should be ~$450 plus the moving truck rental.

I'm hoping to get this photo thing working then I can document the stages we got through. Another cost is our washing machine will be out of service so I'll be forced to use a laundromat eek.