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Archive for February, 2017

I'm getting an ulcer

February 7th, 2017 at 09:42 pm

I'm getting an ulcer I swear it. I feel my anxiety getting worse as we look for a house. The market has slim pickings and I'm worried we should just move into another rental. My DH says not to worry that we should let this season play out and see what happens. The kids asked for a dog but I said not until we buy a house. I am still missing not having one but I feel like this is something that needs to wait until we settle down. Finding this rental with a dog was hard. Doing it again? I think would stress me out.

We also had some issues with the mortgage. The year of no income hurt us and we had to explain it. Due to this we also qualified for less money because of it. We aren't so happy about having to potentially put more money down on the house. I'm stressed because our realtor wants us to work with her guy so she can say we're qualified with a reputable broker she knows instead of us getting the best deal. This makes me leery and upset.

I know I shouldn't stress out. But I can't help it. I don't know if we should shelve buying a house another 1-2 years. We can move into another rental and save money. I mean also I worry because if they take away the mortgage deduction on taxes I think it'll impact home prices. It certainly influences our decision. We'd spend less significantly and I think we might choose to pay cash. I can't imagine that others in our bracket might not be forced as well to spend less.

Also DH will have 2 years of income if we wait which since they aren't counting his entire income right now might make a difference. Strangely if he had been working his last job we'd qualify for more than we do now even though we make more money now.

I am also embarrassed IRL to talk about our 1st world problems. So it's only here I can really express how I feel.

Plus our DK1 is being tested again. She's got an anxiety disorder. Big surprise. Trust me with her behavior we've had multiple tests for autism or spectrum and that's not it. Nor is it sensory processing. It really is an anxiety disorder that has come on early. And yes I feel guilty and more anxious because I worry about her. So I'm not sleeping well and I have TMJ even with my night guard. My mom is anxious and on medications. I only used them pregnancy/PPD, but I do wonder if I shouldn't get back on them.

Anyway maybe everything will work out. Let's see what happens by May.