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odds and ends

March 17th, 2015 at 07:02 am

So we had two late/overdraft fees last month. Because February is 28 days my DH set up auto deposit into our checking for the 28th of the month and it didn't hit until the 3rd. So some of bills I auto pay on the 1st would have cleared if the cash got deposited on time. We were over by $65 anyway and BofA protected us by transferring some from our savings float. Still they charged us $10 and I was annoyed with my DH for not setting up deposits on the 1st of the month.

But I called and they waived the fees since we don't do it very often. They were actually very nice about it. I wonder if we should deposit more into the checking instead of cutting it so close. Usually there is a $500 buffer but the deposit being late ate that up.

We are exploring our options right now and I have a call out to the realtor who sold us our house. We really liked and trusted her and she's very experienced and lived in our neighborhood. She did us a big favor helping us get our place and guiding us what neighborhoods.

So now do we just hire her back and go with her recommendations? Or do we contact other realtors say 2 others and get an idea what our place is worth? Have them do comps and show us what they can offer?

Last time we also with the realtor who sold us our place. But she was my friend's mom and we knew she had our best interest at heart. At the same time, when we were selling she told us to call 2 other realtors and ask for comps and we did and she came in "dead on" with the other two estimates and we sold for $1k above what she priced at in the 1st weekend in a bidding war. So I believe she was good and secure in knowing we trusted her.

This realtor we know was suggested by the relocation company. But she seems like our old realtor someone whose been in the business over 20 years, lives where she sell, etc. She didn't get in during the boom and has lasted.

But should we talk to others? What's the etiquette?

Further I contacted from craigslist some apartments to discuss potential month to month rentals and how to handle that. There are a few places both cheaper and more expensive than what we are spending that based on location we could be happy with.

This week my goal today is to try and list a few items for sale and donate at least 1 box. I am determined if we are selling I am going to minimize the amount we are going to move. We can't hold onto baby stuff anymore. Perhaps we'll have a third child, that is not off the table, but shelved until after we move. I am a little sad because I feel my kids are getting older and so am I, but at the same time I know that a move isn't easy with 2 and we certainly couldn't take this risk with 3 kids. So perhaps it'll still happen.

1 Responses to “odds and ends”

  1. Kiki Says:

    If you sell don't you pay the fees to the realtor who helped you? So I would interview 2 or 3 or more until I found the one who will help me the most for the least cost.

    Also, I thought a licensed appraiser has to do the appraisal?

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